Credit and Compliance Manager

Job Description

We are looking for a highly motivated professional with a strong background in credit risk and compliance who is looking to take on a leadership role in maintaining the company’s financial integrity and regulatory adherence. An exciting opportunity to be part of the CampaignAgent team – a financial technology company providing innovative financial solutions for residential real estate principals, listing agents and property vendors. Permanent role based in Melbourne. We're REA With bold and ambitious goals, REA Group is changing the way the world experiences property. Our people are the key to our success. At the heart of everything we do, is a thriving culture centred around high performance and care. We are purpose-driven and collaborative, which drives innovation and our ability to make a real impact. Where the team fits in Our property marketing funding business for homeowners and agents, CampaignAgent, was created with a mission to provide financial freedom to the real estate industry. The team is highly passionate about providing innovative, low-friction financial solutions to Australia’s leading residential real estate agencies focusing on campaign advertising. The Credit & Compliance Manager plays a key role in ensuring the company operates within established credit policies, frameworks, and regulatory obligations. This position involves overseeing credit risk management, promoting compliance with Australian credit and financial services laws and obligations, and providing guidance to internal stakeholders on credit-related matters. The successful candidate will also act as a Responsible Manager under the company’s Australian Credit License (ACL) and support Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) compliance. What the role is all about Credit Risk Management: Ensure adherence to credit policies and frameworks while maintaining a balanced risk appetite. Delegated Credit Authority (DCA): Exercise DCA responsibly to uphold credit quality and meet responsible lending obligations. Escalation Support: Act as the key escalation point for credit-related staff queries and decision-making. Credit Risk Forum: Perform Secretariat duties, including agenda preparation, minute-taking, and follow-up on action items. Responsible Manager (ACL): Fulfil obligations under the company’s Australian Credit Licence, ensuring regulatory compliance and best practices. AML/CTF Compliance: Oversee and execute compliance responsibilities under Australian Anti-Money Laundering and Counter-Terrorism Financing laws. Referral Network Oversight: Monitor and review the referral network of real estate agents to ensure compliance with company standards and regulations. Risk & Compliance Coordination: Serve as the main point of contact for first-line risk and compliance matters and coordinate with second-line risk and internal audit teams. Who we’re looking for Runs on the board – experience in consumer credit risk, compliance, or a similar role within the financial services industry. Deep understanding of the NCCP Act and associated ASIC guidelines and AML/CTF laws. Certificate IV in Finance or higher; or Bachelor of Law. Proven ability to write and manage credit policies and frameworks within a risk-controlled environment. Experience in holding and executing a Delegated Credit Authority (DCA). Familiarity with credit risk assessment and escalation processes. Proficiency in regulatory requirements for Australian Credit Licence (ACL) holders. Strong interpersonal skills to engage with internal and external stakeholders, including regulators, auditors, and referral networks. The REA experience The physical, mental, emotional and financial health of our people is something we’ll never stop caring about. This is a place to learn and grow. A hybrid and flexible approach to working. Flexible leave options including birthday leave and purchase additional leave. Flexible parental leave offering for primary and secondary carers. Our Because We Care program offers employees volunteering leave, community grants, matched payroll giving, and our Community Café donates 100% of revenue to charity. Hackdays so you can bring your big ideas to life. Our commitment to Diversity, Equity, and Inclusion We are committed to providing a working environment that embraces and values diversity, equity, and inclusion. We believe teams with diverse ideas and experiences are more creative, more effective, and fuel disruptive thinking. If you've got the skills, dedication, and enthusiasm to learn but don't necessarily meet every single point on the job description, please still get in touch. #J-18808-Ljbffr