Manager, Credit Policy

Job Description

Great opportunity to join Westpac’s Business Lending Risk team Established career path and progression opportunities! Sydney office based Hybrid Permanent role How will I help? Are you passionate about policy change, policy development, and first line business lending? We are seeking an expert Manager, Credit Policy, to join the Business Lending Risk team. Credit Risk is a key contributor to the Westpac Group’s goal of building a simpler, stronger bank. This Business Credit Policy role is part of a team responsible for the establishment, development, improvement, and maintenance of Business Credit Risk Policies and Procedures. You will ensure policies and processes align with credit risk management frameworks, approved business strategy, risk appetite, and reflect regulatory requirements. You will also support and provide recommendations to other members of the Credit Policy, Credit Risk teams, and key senior stakeholders. You will also: Policy Management: Credit policy reviews and amendments in line with policy governance requirements and timeframes, focusing on finding opportunities to simplify or amend to support organizational objectives. Reporting and Compliance: Support the Group's overall compliance with regulatory prudential standards through reporting and insight to senior team members of any material and emerging risks impacting the portfolio and policy. Collaboration: Engage with the broader policy team, Executive Manager, and Head of Risk, Business Lending to ensure that Divisional activities or targeted reviews are completed in a timely manner. Risk Management: Work with the credit policy and risk leadership on the development and implementation of credit risk policies, operational processes, and controls to support credit policy requirements. Identify potential risks, dependencies, and issues that could impact the policies or processes. Change Management: Contribute to ongoing initiatives and projects to identify and develop opportunities to ensure organizational adoption of change in policy, business processes, and systems. A passion for customer-focused, data-driven insights will set you apart. What’s in it for me? Inspiring teams and unexpected opportunities, along with the backing and phenomenal benefits from one of the most refreshing employers in Australia. You’ll have access to some of the best banking, wealth, and insurance benefits in the market, be paid well, and benefit from an entire suite of online learning and career planning tools to help you grow. Whatever shape your family takes, we offer generous paid and unpaid parental leave for your nominated primary and support carers, including leave to organize adoptions, surrogacy, and foster care arrangements. We continue to pay your super contributions while you take all the time you need to get your new family settled. What do I need? Experience: Credit risk policy experience within a banking environment or banking/financial services experience across a broad range of fields with a sound understanding of credit risk origination, evaluation, and management across various risk classes. Technical: Preferably have experience reviewing risk frameworks or credit risk policies and understand APRA’s prudential regulation requirements. Communication: Excellent verbal and written communication skills, with the ability to translate technical concepts to non-technical collaborators. Problem-Solving: Strong analytical skills and a proactive approach to identifying and resolving issues. Qualification: Tertiary qualified in finance, accounting, or business-related subject area. Project Management: Background in Agile or hybrid methodologies. Tool Knowledge: Familiarity with data visualization tools (e.g., Power BI, Tableau) and data governance platforms. What’s it like to work there? We are a collaborative team of passionate people with a shared ambition to make a difference for our customers, our communities, and each other. At Westpac, making a difference means creating impact, unlocking our own and each other’s passions, and transformative success stories to create better futures together. As well as competitive remuneration and a great culture, joining the Westpac family gives you access to a wide range of employee benefits to help you manage your priorities - whether that means family life, work/life balance, ambition to grow, or all the little perks in between. We’ll empower you to shape your career path through personalized upskilling, mentoring, and training opportunities; you’re in control of where you start and how you’ll grow. As an equal opportunity employer, we are proud to have created a culture and work environment that values diversity and flexibility – and champions inclusion. Hear from some of our people and their experiences working with us. Start here. Just click on the APPLY or APPLY NOW button. At Westpac, we’re all about creating a supportive culture and ensuring our workplaces, branches, products, and services are accessible and inclusive for everyone—our customers, employees, and the wider community. If you’re interested in discussing workplace flexibility, please feel free to mention it in your application. We invite candidates of all ages, genders, sexual orientations, cultural backgrounds, people with disabilities, neurodiverse individuals, veterans and reservists, and Indigenous Australians to apply. If you have questions about the recruitment process, please email Do you need reasonable adjustments during the recruitment process? We can provide reasonable adjustments for individuals with disabilities and/or neurodiversity. If you require an adjustment to be made during the recruitment process at any stage, please email #J-18808-Ljbffr