Risk Manager (HL/UNS)

Job Description

About Us At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our millions of customers. About the Role As a Risk Manager in our Home Loans and Unsecured team, you’ll play a key role in helping to ensure the effective execution of ANZ’s credit risk governance frameworks and activities relevant to retail credit risk (home loans and unsecured), from a second line perspective to support the delivery of Business Owners Home Owners (BOHO) Program. Banking is changing and we’re changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you’ll be building your future, while helping to build ours. Role Type: 12 Months Fixed Term Role Location: Melbourne Work Hours: Full Time What will your day look like? As a Risk Manager, you will: Contribute to broader team development and capability uplift in order to enable delivery of current and future elements of long-term strategy. Build collaborative relationships with Australia and Global colleagues to enable objectives to be achieved and learnings shared. Maintain and manage WatchTower (SAS Viya dashboard) datasets relevant to BOHO Program. Deliver retail credit oversight, assurance and control effectiveness activities, including reporting to forums/committees, executives and their teams as required. Continually uplift credit risk governance, utilising automation (i.e. coded exception reports), independent data sources and exception reporting solutions wherever possible relevant to BOHO program. Oversee, review and challenge line 1 credit governance activities relevant to the BOHO program. Identify trends, risks, issues and opportunities; resolve them and/or report escalate to Senior Management as required. Ensure compliance with relevant internal and external credit risk governance legal and regulatory expectations for the BOHO program. What will you bring? To grow and be successful in this role, you will ideally bring the following: Understanding and knowledge of retail credit risk policies, processes and requirements, relevant legislation and regulatory expectations. Proven technical capabilities and experience with data analytics/science and/or oversight systems, techniques and tools (i.e. SAS, Python, Tableau, SQL, etc.). Strong analytical, numerical, research and problem-solving proven ability to turn data into information and information into actionable strategy. Understanding of ANZ existing source and reporting systems. Excellence in being able to ruthlessly prioritise the things that matter, continuously questioning the relative value of planned and unplanned work. Ability to be agile whilst staying true to the agreed core priorities. Proven ability to build and maintain relationships with various stakeholders across end-to-end value chain and to influence change. Collaborative mindset and driven towards efficiency and knowledge sharing within and across teams. Proven ability to communicate up (one level above) and amongst peer groups. You’re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we’d love to hear from you. So why join us? From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive. But it's not just our customers who'll feel your impact. You'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career. We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more. At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That's because we're committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you're a candidate with a disability or access requirement, and have an enquiry about the support provided, please let us know on your application or visit ANZ Accessibility and Inclusion Programs for alternate contact methods. To find out more about working at ANZ, visit . You can apply for this role by visiting ANZ Careers and searching for reference number 89635. Job Posting End Date: 27/03/2025, 11.59pm, (Melbourne Australia) #J-18808-Ljbffr