Senior Credit Manager - Property & Health

Job Description

Senior Credit Manager - Property & Health Our client is seeking a Senior Relationship Credit Manager to join their dynamic team. The successful candidate will be part of a targeted growth area backed by a supportive, results-driven leadership team and investment in new systems and technologies. This is an excellent chance to take the next step in your commercial banking career, setting yourself up for many pathways within the commercial division or into other areas. What you'll do: As a Senior Relationship Credit Manager, you will play a pivotal role in managing a diverse portfolio of customers within the Property industry. Your day-to-day responsibilities will involve collaborating with various teams to structure deals, applying your strong credit analysis skills towards credit proposal recommendations, and ensuring compliance with Group Audit requirements. You will also work closely with lending services to minimise provisions while demonstrating your expertise within the Commercial mid-market & specialist segment domains. A key aspect of this role involves developing and maintaining a strong awareness of the relevant property industry, key trends, economic trends and market forces. Manage a portfolio of Property customers with a customer-centric approach Collaborate with Product Partners and the broader credit team to structure deals Build valued relationships with operations teams to build efficiencies and minimise non-lending losses Apply strong credit and industry portfolio analysis skills towards credit proposal recommendations Manage compliance and assess both new and existing transactions Adhere to Group Audit requirements, meet QA and Audit compliance standards, ensuring all matters raised are addressed in a timely and efficient manner Work closely with lending services to minimise provisions Demonstrate mastery of your specialisation, skills and capabilities within the Commercial mid-market & specialist segment domains Develop and maintain a strong awareness of the relevant property industry, key trends, economic trends and market forces What you bring: The ideal candidate for this Senior Relationship Credit Manager role will bring a strong ability to build long-term client relationships, supported by excellent customer satisfaction outcomes. You will have excellent communication and interpersonal skills, enabling you to engage with C-suite executives, business owners, and financial decision-makers effectively. Your strong understanding of Commercial mid-market banking products and ability to analyse financial statements will be crucial in identifying financial opportunities for clients and recommending appropriate banking products and services. Your proficiency in evaluating credit risk and managing the lending process, including structuring credit facilities, will be key to your success in this role. Ability to build long-term client relationships supported by best of class customer satisfaction outcomes Excellent communication and interpersonal skills to engage C-suite executives, business owners, and financial decision-makers. Strong understanding of Commercial mid-market banking products (e.g., working capital financing, trade finance, cash management, trade facilities) and ability to analyse financial statements Ability to identify financial opportunities for clients and recommend appropriate banking products and services. Ability to negotiate and structure complex and customised banking deals. Proficiency in evaluating the credit risk and managing the lending process, including structuring credit facilities. Knowledge of regulatory requirements, risk management principles and how to mitigate risks Experience in leading teams, ability to work with senior management Problem-Solving What sets this company apart: Our client is a leading player in the commercial banking sector, known for their focus on relationship building. They provide tailored insights and solutions that their clients rely on. Their property relationship managers share in more of the passion and success of their customers. The company is committed to growth within the Property & Health sectors as part of their commercial strategy, backed by a supportive, results-driven leadership team and investment in new systems and technologies. What's next: Ready to take the next step in your commercial banking career? Apply now! To apply please click apply or call Riley Thompson on 03 8628 2142 for a confidential discussion. Aboriginal and Torres Strait Islander Peoples are encouraged to apply. #J-18808-Ljbffr