Risk Manager - Mortgage Credit Risk
Risk Manager within the Mortgage Credit Risk team with a focus on mortgage portfolio management and optimisation. This role... more info
About the Company Our client is an Australian, purpose-driven mutual bank that provides a range of banking products and services to its members. About the Role As a Senior Credit Risk Manager, you will oversee the credit lifecycle, ensuring lending aligns with risk appetite and regulatory requirements. You will develop and implement credit risk strategies, governance, and policies, while providing strong second-line oversight and assurance to ensure effective business execution. Key Responsibilities Build and monitor an enterprise-wide credit risk framework aligned with strategy, size, and complexity; Ensure consistency between strategy, Risk Appetite Statement, Credit Policy, and protection requirements; Maintain and oversee Credit Risk Policy application; Facilitate credit risk governance by chairing the Credit Committee; Collaborate with stakeholders to integrate risk management across the organisation and strengthen the three lines of defence model; Handle cyclical risk reviews, including quarterly risk assessments and control attestations; Analyse credit incidents to identify trends, root causes, and sustainable treatments; Support risk governance, set limits, and promote a positive risk culture. Qualifications and Experience Tertiary education, preferably with specialisation in finance, business, law or commerce; Significant experience in credit risk, policy settings, lending, lifecycle, and portfolio analytics from a Line 2 perspective; Experience with automated underwriting and technology solutions to enhance processes; Proficient in GRC systems, Microsoft Excel, and analytical tools; Strong track record in regulatory engagement, building and maintaining effective stakeholder relationships; Ability to influence strategy, manage risks, and provide oversight to ensure risk policies are followed; In-depth knowledge of banking legislation (ASIC, APRA) and prudential standards. If you are interested in applying, please apply directly to the link or by contacting Selene Madsen on 0466-322-605. Please note ALL applications will go through Kaizen Recruitment including internal applications and referrals. #J-18808-Ljbffr
Risk Manager within the Mortgage Credit Risk team with a focus on mortgage portfolio management and optimisation. This role... more info
Our Credit division in the Risk Management Group is currently looking for a high performer to join the team responsible for... more info
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