Manager, Regulatory Compliance (Australia & New Zealand)

Job Description

Manager, Regulatory Compliance (Australia & New Zealand) Full-time Finmo’s cloud-native platform is designed to eliminate the complexities of global payments and financial operations. Our next-generation Treasury Operating System (TOS) empowers global enterprises to seamlessly collect funds, make payments, manage cash flow and liquidity, mitigate financial risks, and ensure compliance—all within a unified interface. Our mission is to revolutionize treasury operations by simplifying payments, automating essential financial functions, and empowering businesses to transact using the most efficient methods that optimize speed, convenience, and cost-effectiveness. Built upon real-time payment networks, Finmo facilitates instant fund transfers, precise cash flow forecasting, optimized liquidity management, robust financial risk mitigation, and effortless regulatory compliance. By integrating these critical functions into a single, innovative platform, Finmo sets a new benchmark for financial technology solutions, ensuring clients achieve financial stability and sustained success beyond traditional fund transfers. Founded in 2021, Finmo is headquartered in Singapore, with additional offices in Australia and India, and plans for further global expansion. We are a venture-backed company, supported by prominent investors, including Quona Capital, PayPal Ventures, and Citi Ventures. Our founding team comprises seasoned payment professionals with over two decades of experience in building global payment infrastructures and companies. At Finmo, we are committed to upholding core values such as transparency, integrity, effective communication, continuous learning, data-driven decision-making, and customer-centricity. We foster a culture that encourages thoughtful risk-taking and problem-solving, aiming to balance perfection with timely execution. The Manager, Regulatory Compliance, Australia & New Zealand will be a key member of the Global Risk and Compliance (GRC) team, assisting with the development and oversight of the company’s regulatory compliance framework and ensuring alignment with applicable laws and standards. Reporting to the Chief Compliance Officer (CCO), you will have extensive knowledge of regulatory requirements in Financial Services, including Anti-Money Laundering (AML) regulations in Australia and New Zealand, and industry best practices related to compliance program management and regulatory oversight. In this role, you will provide inputs in implementing and maintaining the company’s regulatory compliance policies, procedures, and compliance assurance programs. This includes ensuring compliance with evolving regulatory requirements, managing regulatory audits and inspections, and serving as the primary point of contact with regulatory authorities in Australia and New Zealand. You will also provide strategic advice and compliance guidance to senior leadership and business teams to support sustainable growth while mitigating compliance risks. Most importantly, you will bring a passion for building and sustaining robust regulatory compliance programs, with a focus on fostering a strong culture of compliance and operational excellence across the organization. Key Responsibilities Assist the CCO in maintaining and enhancing a robust regulatory compliance framework for the organisation, ensuring alignment with Finmo’s obligations and industry best practices. Collaborate with cross-functional teams, including Product, Engineering and Operations, to embed compliance considerations into business operations and product development. Oversee the execution of regulatory control reviews, including Enterprise-Wide Risk Assessments (EWRA), regulatory obligations Gap-Analysis, as well as ensuring continuous evaluation of regulatory risks across the organization. Manage internal and external regulatory audits, ensuring readiness, coordination, and timely responses to findings or recommendations. Assist Fraud and Operations teams with advice and support on local operations, fraud prevention and disputes management to ensure alignment to industry best practices. Assist with maintaining and improving the company’s Compliance Training Program to promote awareness and deeper understanding of Compliance obligations across all levels of the organization. Conduct detailed reviews and assessments of regulatory policies and procedures, ensuring they are up-to-date with evolving laws, regulations, and guidelines. Serve as a key point of contact for regulators and Law Enforcement Agencies, addressing inquiries, providing updates, and ensuring a proactive and transparent relationship. Provide strategic compliance guidance to leadership and operational teams, balancing business objectives with regulatory requirements. Oversee the development and implementation of reporting systems to track compliance metrics, ensuring clear visibility into the organization’s regulatory adherence. Foster a strong culture of compliance by actively engaging with teams across the organization and promoting adherence to the company’s risk and compliance standards. Required knowledge & experience Minimum 6-8 years of relevant experience within a regulatory compliance role in financial services, technology, law enforcement, or a government agency, with deep expertise in Regulatory Compliance and Risk Management. Demonstrated comprehensive understanding of global regulatory frameworks, including AML/CFT practices, while collaborating with regulators, merchants, third-party payment processors, and banking partners in the Fintech and Payments sector. Possess technical knowledge and experience with Regulatory Compliance requirements globally, including expertise in cross-border payments, financial institutions, payments, money service businesses, and banking compliance. Possess working knowledge or exposure on fraud and dispute management process and practices. Proficient in areas such as AML/CFT, prudential regulation, data protection, anti-corruption, internal fraud prevention, and consumer protection laws. Proven experience in optimising regulatory compliance efforts. Hands-on experience working collaboratively with cross-functional leadership, including legal, engineering, product management, and data analytics teams, to enhance regulatory compliance systems and processes. Strong leadership skills with a proven ability to manage and mentor teams of varying sizes while fostering a culture of compliance, integrity, and high performance. Methodical and strategic approach to work, with excellent time management skills and a mindset geared toward continuous improvement and operational excellence. Preferred Qualifications Relevant and relatable experience in Payments / FinTech / Financial Institutions required. Familiarity with card acquiring / issuing schemes / Payments highly desirable. Compliance Risk Management education preferred such as OCEG, ACAMS, ICA etc. Excellent verbal and written communication skills. Project Management experience and/or certification(s) will be an advantage. #J-18808-Ljbffr