Director Customer Credit

Job Description

Judo Bank is on the lookout for a Director Customer Credit with a passion for Australia’s small and medium enterprises (SMEs). At Judo Bank, we're more than just a financial institution – we're pioneers in redefining banking for the modern era. Rooted in timeless values such as integrity, trusted relationships, and a pioneering spirit, we're dedicated to revolutionizing business banking for Small to Medium Enterprises (SMEs) across Australia. Our journey began with a bold vision and a PowerPoint slide, driven by a desire to challenge the status quo in an industry dominated by the major players. In just a few short years, we've grown exponentially, establishing ourselves as one of the fastest-growing new banks globally, with offices spanning the nation. At the heart of our ethos lies a commitment to supporting Australian SMEs, placing our people and customers front and centre in everything we do. Our agility and adaptability enable us to say 'yes' when others say 'no', making it easier for our customers to secure the funding they need, precisely when they need it. We take immense pride in our personal approach to banking, fostering diverse relationships and cultivating a collaborative culture within our team. We value diversity in all its forms, actively encouraging individuals from underrepresented backgrounds to join us on our mission. Job Description Now, about this role… If you love: Australian businesses and have a passion for supporting SMEs achieve amazing outcomes Operating in a team-first environment where risk and relationship work collaboratively to provide tailored funding solutions Working in a diverse workforce where you can bring your own capabilities, experiences, and knowledge to help build the foundations of Judo Then this might just be… Your dream job: Undertake credit assessment and decisioning in support of Judo’s business lending Provide credit risk coaching and upskilling of Director Relationships and Analysts Maintain a deep interest in the broader economic environment and how these factors impact businesses Contribute to the ongoing refinement and enhancement of Judo’s proposition – including policies, processes, and systems Desired Skills and Experience Minimum 5 years’ experience in credit decisioning of business lending transactions (some asset finance decisioning experience also favourably considered though not mandatory). Previous experience in a relationship role (i.e., Analyst or Relationship Manager / Director) An ability to think independently about the finance needs of businesses and structure them in a common-sense way without the need to rely on a rigid policy framework Strong financial analysis skills Strong credit writing skills At Judo, our culture sets us apart: Our Values: Accountability: Make decisions and own them. Do what you say. Performance: Strive to improve each day, surpassing yesterday's achievements. Teamwork: We're not just a team; we're a champion team. Trust: The cornerstone of our purpose and relationships. We're seeking individuals who embody resilience, positivity, curiosity, hunger for success, adaptability, passion, courage, decisiveness, and a hands-on approach. Perks of joining us: Additional 2 weeks of leave annually Induction: 4-week Judo Engagement Month to help set you up for success Big life event leave Home office setup allowance Flexible work options, embracing a true hybrid model. If this resonates with you, reach out - we'd love to hear from you. #J-18808-Ljbffr